Frequently Asked Questions

We will be contacting you shortly to discuss your application. We are going to do everything in our power to get you into a safe, reliable vehicle. Our goal is to provide you with all the information so you can make a well-informed decision.

The amount of money you need to put down is based on a few factors. Those factors will depend on the vehicle itself, your credit, and your income. Our goal is to help you get into a vehicle with a down payment you can afford.

A co-signer is not necessary for all customers. However, a co-signer with established credit and/or income stability may help with the approval. Until we put all the pieces to the puzzle together we do not know what works best for your situation. We will do our best to get you the best possible terms available.

Yes! We need to take a look at your trade-in so we can put a value on your trade. The value will depend on the condition, miles, etc. Once we know the value of your trade, we will find out your payoff and move forward from there.

Absolutely! We work with both Uber and Lyft drivers. We understand your situation, and we have programs that focus primarily on helping you get financed.

In-house financing is a term associated with “buy-here-pay-here” dealerships. We do not offer in-house financing, however we have partnered up with some of the best lenders and banks in the industry. They work with first time buyers and help people who are trying to reestablish themselves. We understand your situation, and we will find a program that works for you.

To determine what your monthly payments will be, there are a few factors that come into play. The price of the vehicle, the down payment, the term of the loan, and the interest rate.

Absolutely! Whether you have an open Chapter 13 or a discharged bankruptcy, we are here to help. We have programs tailored to give you a fresh start.

Yes! We have been able to help many others with similar challenges as yourself. We have multiple programs to help you get reestablished. You are not the first, and you certainly won’t be the last facing these challenges. Let us go to work and find the best option for you.

The financial institution or bank will require you to carry full coverage insurance when financing a vehicle through any dealership.

Go see for yourself, there is a reason we have over 800 5-star reviews on Google and Facebook. Your situation all comes down to affordability. You can shop for any vehicle within your budget. Our goal is to get you into a vehicle that you absolutely love at a payment you can afford.

Yes! In the state of Pennsylvania, you may purchase a vehicle without a driver’s license as long as the vehicle is being registered in the state of PA. If you are in a surrounding state, you will need a licensed driver to be on the loan with you.

The information you need to bring may vary. We would much rather you bring in more information than less. Please bring with you, your two most recent pay stubs if you are a W2 employee. If you are a 1099, please bring tax returns and/or 3 months bank statements. If you are on Social Security, please bring your award letter. If you have any additional income, please bring proof of that as well.

Proof of residency may also be required. Acceptable forms are as follows, a utility bill, phone bill, and/or a bank statement.

In regards to a down payment, please bring in whatever you are working with. Lastly, if you have a check from your checkbook or a starter check from when you opened up your checking account, please bring that as well. It will only help us get the best possible approval for you.

We suggest you stop in to see what we can do for you. The process is much quicker and easier when we have all the information we need. Please bring all the required documents and we will be able to tell you how we can help within about 30 minutes. Once we have an approval, we will step right outside and choose from over 200 vehicles.

We would love to tell you that everyone drives away with a car, unfortunately, that is not the case. There are unique situations that make it very difficult for a person to obtain financing. There are times when people don’t have any income and/or provable income. Sometimes they have multiple open auto loans, etc. We do our very best to help as many people as we can even when those challenges seem impossible. We truly believe that’s the reason why we have over 800 5 star reviews.